Our Process - Define Objectives

"When defining investment objectives, we listen to the client, looking beyond the client's investment goals to understand the personal objectives and wealth management issues that are unique to the client."

Before formulating a customized investment program, Ashbridge financial advisors take the time to understand the investor. Working closely with the client, we define objectives by:

• Analyzing and defining the client's income requirements, issues related to taxes, estate planning, risk tolerance, and goals for principal growth as well as charitable and personal objectives.
  
  
• Developing an understanding of the family dynamic.
  
  
• Inviting the other members of the client's professional team to participate in the planning process.
  
  
• Examining the client's current investment holdings, identifying issues related to large securities concentrations or low tax basis stock holdings as well as analyzing the styles and performance of existing managers.
  
  
• Considering and prioritizing objectives, resources and requirements, and preparing detailed financial projections.
  
  
• Establishing and confirming investment objectives and constraints for safety of principal, growth, current income and other factors.
  

Most importantly, we listen to the client, looking beyond the client's investment goals to understand the personal objectives and wealth management issues that are unique to the client. This allows us to establish and maintain an investment policy that is tailored specifically to each client. Objectives are reviewed regularly, later in the process, to ensure the investment policy stays in tune with the client's changing investment objectives.